A friend of mine was looking at the blog and asked if I had plans to include info about finances and surviving long term with significantly reduced income. The reality is that money is a very big deal for those of us who are out of work, so my friend is asking the right question. There is also no magic; spending less is what it’s all about. Doing so thoughtfully and effectively is the challenge. And let’s face it; nobody will hire us because we “need a job”, they hire us because we can provide value to their company, so if our finances are overwhelming us, it will be a lot harder to be effective in our job search.
A terrific resource is Consumer Credit Counseling Service. It’s a non-profit that’s been around for a while and has tools that are effective and time tested. There are a bunch of pretenders and even a bunch of scams talking about how they will “Fix your credit problems!!!” When you see these, quote Nancy Reagan and “Just say “No.”” Call Consumer Credit Counseling Service.
One of the pages on the CCCS site is a long list of ideas about the mechanics of reducing costs while keeping your life under control. Talks about budgeting, entertainment, travel… even has a section on throwing a wedding on a budget! All of the ideas start with being conscious about how you spend money and what you spend it on. Good luck to all of us.
CCCS web page is now added to my link list.